Savers are in a league of their own.The existence of various “stingy” groups on Douban and various excellent notes that teach you how to save money on Xiaohongshu all indicate the huge individual difference of consumption concept. Some people who save 500,000 yuan when they are 27 years old owe 500,000 yuan when they are 27 years old.
What’s the difference?Perhaps age is not the most important factor. No one is in debt just for fun. Everything happens for a reason: growth, self-control, judgment and a gambler’s mind are all important.
That’s why the wave of consumerism has been so strong that some have ridden it, some have been caught in it, and some have been able to watch it from the shore.
Not long after my friend noticed the “debtors’ Alliance” on Weibo yesterday afternoon, the “debtors’ Alliance” was among the most popular topics on The event.
Yesterday afternoon, my colleague sent a report on the consumption of young people just released by an e-commerce platform.They summed up young people’s consumption view as: “excessive consumption, not enough spending on the whole, not too much money on the part”, and summed up their attitude towards life as: “All I do now is for a better self”.
By midnight last night, we proudly set a new record of 372.3 billion transactions on Tmall.
Over the course of the night, I discovered that the fifteen thousand members of the Debtor’s League, as I wrote, had grown to sixteen thousand.
At this point, I suddenly think of a coincidence, about the same time last year, Zhihu.com “90’s you, how much debt?The answer to the question has also been a hot topic for a while.This was also the time when the Debtors’ Alliance was founded.
The whine behind the revelry was distant, low, whimpering, and easily forgotten.
Perhaps the “Debtors’ Union” is the first time that debtors have had to rethink consumerism with pain rather than jest, and this post strikes me as more than the eager complaints:
“If I don’t borrow any more, I’ll pay it back.
Don’t cling to things that will bring you temporary happiness.”
“She was too young then to know that all the gifts of fortune had been secretly priced,” zweig famously wrote of Queen Mary.
In fact, the unrestrained use of borrowing products to maintain high consumption beyond their ability level, is not to ask for a gift from the fate?then
When someone tries to rationalize, or even inflate, any borrowing beyond your means with fine words, ask yourself if you can afford it.
Reprint indicated source：Shine Trader Limited Live information